Banks can make large profits from charges being applied to current accounts and low interest rates. We have listed below some of the best interest paying current accounts in the UK. Just click on the 'more details' button to view the current account features and offers. We also provide a Free Weekly Newsletter so you can stay up to date with the latest bank account products and rates. Alternately use our current account comparison tool to compare over 300 UK current accounts.
Latest Current Account News - updated
| Provider | Offer | |
|---|---|---|
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First Direct offer £100 when you switch your account. They also offer a £250 interest free overdraft and if you are not happy with them in the first 12 months they will give you a further £100 and help you change bank accounts. Click here for more details. |  |
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The new Halifax Reward Current Account will give you £5 every month even if you are overdrawn. There are no monthly fees and simple overdraft fees. Click here for more details. Halifax also offer the Ultimate Reward account offering many more benefits. Click here for the Ultimate Reward Account. | |
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Alliance and Leicester has increased their current account interest rate and now pay 5.00% AER. The rate is Fixed for 1 year and is for balances up to £2,500. Click here for more details. | |
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Santander now offer a current account paying 5.00% AER. The account also offers a 0% overdraft for 4 months and they will match your previous overdraft up to £5,000. Click here for more details. | |
Current Account Tables
| Provider | Account | AER | Min. Balance | Overdraft Rate | Overdraft Buffer | More Details |
|---|---|---|---|---|---|---|
| Alliance & Leicester | Premier Direct | 5.00% | £1 | 0% | N/A |
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| Santander | Current Account | 5.00% | £1 | 19.90% | N/A | |
| Alliance & Leicester | Premier Account | 0.50% | £1 | 0% | £2,000 | |
| NatWest Bank | Current Plus | 0.10% | £1 | 19.24% | £100 | |
| RBS | Current Account | 0.10% | £1 | 19.24% | £100 | |
| Barclays Bank | Bank Account | 0.00% | £1 | 19.30% | N/A | |
| HSBC | Bank Account | 0.00% | £1 | 19.90% | N/A | |
| Bank of Scotland | Reward Account | 0.00% | £1 | £1 per day | N/A | |
| Halifax | Reward Account | 0.00% | £1 | £1 per day | N/A | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Alliance & Leicester | Premier 50 | 5.00% AER plus Health and Travel Benefits | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| First Direct | 1st Account | £100 when you switch your current account | |
| Provider | Account | AER | Min. Balance | Overdraft Rate | Overdraft Buffer | More Details |
|---|---|---|---|---|---|---|
| Think Banking | Basic Account | 0.00% | £1 | N/A | N/A |
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| Provider | Account | Offer | More Details |
|---|---|---|---|
| Lloyds TSB | International Account | Offshore Accounts in Sterling, Euro and US Dollars. | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| HSBC | Premier Account | Tax efficient and International Access | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Halifax | Ultimate Reward | Travel, Breakdown & Mobile insurance and more for £12.50 per month. | |
| Barclays Bank | Current Account Plus | £213 of annual benefits for £5.00 per month | |
| Barclays Bank | Additions Active | £800 of annual benefits for £15.00 per month | |
| RBS | Royalties Gold | £908 of annual benefits for £12.95 per month | |
| NatWest Bank | Advantage Gold | £704 of annual benefits for £12.95 per month | |
| HSBC Bank | Advance Account | £500 of annual benefits for £12.95 per month | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Santander | Bank Account | 0% on overdrafts up to £5,000 | |
| First Direct | 1st Account | 0% on overdrafts up to £250 | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Alliance & Leicester | Premier 21 | Aged 16 to 20 account paying 5.00% AER and up to £2,000 overdraft | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Alliance & Leicester | Business Bank Account | Free Business Current Account | |
| Alliance & Leicester | Business Builder | 2 years free banking for start-up businesses | |
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