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Bank, Building Society & Internet Current Accounts

Latest News - 14th October 2008 - Abbey has launched a new current account paying 8.00% AER on balances up to £2,500. They also offer a 0% overdraft for 4 months.
Latest News - 4th September 2008 - The Co-operative Bank now offer a savings account linked to your current account paying 4.00% AER. They operate an ethical policy and have recently been voted the No.1 Bank for customer satisfaction.
Latest News - 14th August 2008 - First Direct will give you £100 when you switch your Bank account to them and if you are not happy after 6 months they will give you a further £100.

Banks have been criticised for making large profits, much of which come from charges being applied to current accounts and low interest rates. We have listed below some of the best interest paying accounts in the UK, just click on the 'more details' button to view the account features and offers. Alternately use our current account comparison tool to compare over 300 UK current accounts by clicking here.

 

Current Account Interest Rates
 Provider

 Account

 AER

Min Balance

O/D Rate

 O/D Buffer

 

 Alliance & Leicester Current Account  8.50% £1 0% £2500

 Abbey Current Account  8.00% £1 19.90% N/A

 Lloyds TSB Bank Classic Vantage  5.00% £1 18.90% N/A

 Barclays Bank Current Plus  3.00% £1 17.90% £300

 HSBC Bank Bank Account  0.10% £1 19.90% N/A

 First Direct Bank Account  N/A £1 15.90% £250

 Barclays Bank Bank Account  N/A £1 17.90% N/A

 The Co-operative Bank Current Account  N/A £1 15.90% £200

Over 50's Current Accounts
 Provider

 Account

Offer

 

 Alliance and Leicester  Premier 50 Account 8.5% AER plus Health and Travel Benefits

Basic Bank Accounts (No Credit Checks - Open to Everyone)
 Provider

 Account

 AER

Min Balance

O/D Rate

 O/D Buffer

 

 Think Banking Basic Account  2.75% £1 N/A N/A

NEW - Offshore Bank Accounts
 Provider

 Account

 AER

Min Balance

O/D Rate

 O/D Buffer

 

 Bank of Scotland Current Account  2.53% £5,000 N/A N/A

NEW - Foreign Currency Bank Account
 Provider

 Account

Offer

 

 Citibank  Plus Account Euro or US Dollar Current Account

Packaged Bank Accounts
 Provider

 Account

Offer

 

 Barclays Bank  Additions Active Worldwide Travel Insurance & 3% AER

 HSBC Bank  Bank Account Plus  Free Travel Insurance and Discounts

 Citibank  Plus Account £421 Worth of Benefits

Interest Free Overdrafts
 Provider

 Account

Offer

 

 Abbey  Current Account 0% on overdrafts up to £5,000 for 4 months

 Alliance and Leicester  Current Account 0% on overdrafts up to £2,500 for 12 months

Young Persons and Student Accounts
 Provider

 Account

Offer

 

 Alliance and Leicester  Premier 21 Aged 16 to 20 Account paying 10% AER

Business Bank Accounts
 Provider

 Account

Offer

 

 Alliance and Leicester  Business Bank A/C Free Banking and up to 5.21% AER Interest

 Alliance and Leicester  Business Builder 2 years Free banking for start-up businesses

 

 

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